AJ Bell announced the launch of a new portfolio in its Gilt MPS (Managed Portfolio Service) range, Gilt MPS 4, which is now available via the AJ Bell Investcentre platform.
“Since launching in April 2025, the AJ Bell Gilt MPS range has been popular with advisers amid a backdrop of record high markets fuelling demand for tax efficient, flexible and lower risk investments to diversify client portfolios,” said AJ Bell.
“Gilt MPS 4 brings the next step in the maturity ladder with four gilts, maturing between 2026 and 2029, enabling advisers to build cashflow solutions with certainty.
“The Gilt MPS range was launched to provide tax efficient solutions for advisers to invest in gilts across rolling maturity dates to suit their clients’ needs.
“Carrying a low investment management charge of just 0.10% per annum, it also caters to the rising popularity of UK gilts among advisers seeking cash-like returns.”
Advised clients can invest in the Gilt MPS range with as little as £10,000.
The Gilt MPS 1 portfolio will also no longer be available to invest from January 2, 2026, as one of the two issues is set to mature, leaving one issue remaining in the portfolio.
Ryan Hughes, AJ Bell Investments managing director, said: “We are really pleased to be expanding our Gilt MPS range at a time when flexible, tax efficient investing is at the forefront of advisers’ minds.
“Since launching the MPS earlier this year, advisers have told us of the increasing need for clients to be flexibility invested in lower risk assets that provide cash-like returns, something that is particularly helpful for investors in the decumulation phase. On top of this, record high markets have fuelled an appetite to diversify client portfolios and invest as tax efficiently as possible.
“Short-dated, low coupon gilts trading below par in particular offer an extremely attractive option for clients, with the tax advantaged treatment of gains at redemption making them a compelling alternative to cash or near-cash assets for clients seeking risk free returns.
“As the Bank of England base rate eventually comes down and cash interest rates follow, advisers are well positioned to support clients looking for alternative ways to protect their wealth while earning a secure return in a highly tax efficient manner. This is particularly relevant for higher and additional rate taxpayers when considering the gross equivalent yield versus a savings account.
“AJ Bell’s Gilt MPS brings a ‘ladder’ approach, offering gilts with a range of maturity options to advisers and their clients. Clients can benefit from a secure and reliable return with a minimum investment value of £10,000, and very low charges at just 0.10% per annum.”