Together Financial Services Limited, the Cheadle, Cheshire-based non-bank relationship lender, has announced the successful pricing of its £528 million “1st charge only” residential mortgage backed securitisation (RMBS), Together Asset Backed Securitisation 15 2026 – 1ST1 PLC (TABS15).

Together Financial Services said: “0.95% weighted average cost of placed notes – 95% advance rate … 90% of issued notes expected to be rated AAA(sf) by S&P and AAA(sf) by DBRS.”

Together CEO Richard Rowntree said: “The successful pricing of our first RMBS transaction of 2026 marks another important milestone, as we continue to open doors to give people a fair chance to turn their home ownership and investment property ambitions into reality.”

Gary Beckett, Group MD and Chief Treasury Officer at Together, said: “The successful pricing of TABS15 highlights the strength of our platform, the quality of our loan book and the ongoing confidence and support of our investors.”

Together added: “TABS15 is supported by a portfolio of 1st charge owner occupied and buy-to-let loans secured against residential property in England, Scotland and Wales and refinances assets forming part of the group’s £1.2 billion Kingsway facility (KABS) and the group’s senior secured notes.

“The new facility complements the group’s existing nine public residential and three commercial real estate MBS, nine private securitisation facilities, senior secured notes and banking syndicate facility (RCF).

“Wells Fargo acted as Arrangers and Joint Lead Managers accompanied by Barclays, Lloyds, MUFG, SMBC as Joint Lead Managers.”