Together Financial Services Limited, the Cheadle, Cheshire-based non-bank relationship lender, said its loan book rose 8% to a record £8.5 billion and underlying profit before tax increased 3% to £222.5 million in the year to June 30, 2026.

Together, which employs more than 900 staff, reported cash receipts of £3.7 billion (FY 2025: £3.4bn) following a “strong year for redemptions.”

The specialist secured lender said interest receivable and similar income rose 1.2% to £878.1 million.

Together said average monthly lending rose 10.5% to £291.4 million with record new originations of £3.5 billion.

Together CEO Richard Rowntree said: “Together has delivered another strong year, with our loan book reaching a record £8.5 billion and underlying profit before tax increasing to £223 million.

“This performance reflects sustained demand for our products, the strength and resilience of our business model, and our disciplined approach to underwriting and risk management.

“We made meaningful progress during the year against our strategic priorities, continuing to invest in our proposition, systems, data and leadership capability, while further strengthening the governance, risk and funding foundations that underpin our business.

“These are important areas of focus for Together as we improve the experience we provide to customers and partners today, and build a more scalable, efficient and resilient business for the future.

“Our diversified funding platform remains a clear strength, supported by long-standing relationships and substantial liquidity headroom.

“While the economic and geopolitical backdrop remains uncertain, the long-term need for specialist lending is clear.

“With our experienced team, proven underwriting expertise and strong foundations, Together is well positioned to support customers, partners and investors over the long term.”